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Privacy Policy

Your privacy matters to us. This policy explains how we collect, use, and protect your information when you visit our website.

Last Updated: June, 2026

Quick Summary

We are an informational resource only and are not affiliated with Healthcare.gov or any government agency. We do not collect personal health information, process enrollments, or handle insurance applications. We use basic analytics to understand how visitors use our site, and we never sell your data to third parties.

1. Introduction

Welcome to the ACA Information Resource ("we," "us," or "our"). This Privacy Policy describes our practices regarding the collection, use, disclosure, and protection of information when you access or use our website located at https://aca.nationassure.com (the "Site").

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with this policy, please do not use the Site.

Important Disclaimer: This website is an independent informational resource and is not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (HHS), or Healthcare.gov. We do not collect, process, or store any health insurance applications, Social Security numbers, or personal health information.

2. Information We Collect

Given the informational nature of our Site, the data we collect is minimal. We collect the following categories of information:

2.1 Information Automatically Collected

When you visit the Site, certain information may be collected automatically through cookies and similar technologies:

IP Address

Anonymized for analytics

Browser Type

Chrome, Safari, Firefox, etc.

Device Information

Desktop, mobile, tablet

General Location

State or region level only

Visit Data

Pages viewed, time on site

Referring Source

How you arrived at our site

2.2 Information You Voluntarily Provide

We may collect information that you voluntarily provide, such as:

  • Your name and email address if you subscribe to our newsletter
  • Comments or feedback submitted through contact forms
  • Survey responses, if any, related to site experience

2.3 Information We Do Not Collect

  • Social Security numbers
  • Personal health information (PHI) or medical records
  • Financial or banking information
  • Health insurance applications or enrollment data

3. How We Use Your Information

The information we collect is used solely for the following purposes:

Site Analytics & Improvement

Understanding how visitors interact with our content to improve navigation, design, and informational accuracy.

Communication

Responding to your inquiries, sending newsletters (only if opted in), and providing updates about ACA-related deadlines or changes.

Security & Compliance

Detecting and preventing technical issues, spam, or unauthorized access to maintain a safe browsing experience.

Legal Obligations

Complying with applicable laws, regulations, or legal processes if required by a governmental authority or court order.

4. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience. Below is a summary of the types we use:

Cookie Type Purpose Duration
Essential Maintain session state and basic site functionality Session
Analytics Anonymous usage statistics (e.g., page views, bounce rate) Up to 2 years
Preference Remember your settings (e.g., cookie consent choice) Up to 1 year

Managing Cookies: You can control or delete cookies through your browser settings. Most browsers allow you to refuse cookies or alert you when a cookie is being set. Note that disabling cookies may affect certain features of the Site.

5. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share limited, anonymized data only in the following circumstances:

  • 1 Analytics Providers: Anonymized, aggregated data with services like Google Analytics to understand traffic patterns. No personally identifiable information is shared.
  • 2 Service Providers: Trusted third parties that help us operate the Site (e.g., hosting providers, email services) under strict confidentiality agreements.
  • 3 Legal Requirements: If required by law, regulation, subpoena, or court order. We will notify you unless legally prohibited from doing so.
  • 4 Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to continued protection under this policy.

6. Third-Party Links

Our Site contains links to external websites, including HealthCare.gov, HHS.gov, CMS.gov, and other government or educational resources. These links are provided solely for your convenience and informational purposes.

We are not responsible for the privacy practices, content, or security of any third-party websites. We encourage you to review the privacy policies of any external site you visit through links on our Site. The inclusion of a link does not imply our endorsement of the linked site or its operators.

For official ACA enrollment and privacy practices, please refer directly to the HealthCare.gov Privacy Policy.

7. Data Security

We implement appropriate technical and organizational measures to protect the limited information we collect. Our security practices include:

SSL/TLS Encryption

All data transmitted between your browser and our servers is encrypted.

Secure Hosting

Our Site is hosted on reputable, security-audited infrastructure.

Regular Updates

Software and plugins are kept current to address known vulnerabilities.

Limited Access

Only authorized personnel have access to any collected data, on a need-to-know basis.

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

8. Children's Privacy

Our Site is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected such information, we will take immediate steps to delete it from our records.

If you believe a child under 13 has provided us with personal information, please contact us using the details provided in the Contact Us section below.

9. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information. We honor the following rights:

Right to Access

Request a copy of the personal information we hold about you.

Right to Correct

Request corrections to any inaccurate or incomplete information.

Right to Delete

Request deletion of your personal information, subject to legal obligations.

Right to Unsubscribe

Opt out of any marketing communications at any time using the link in our emails.

To exercise any of these rights, please contact us at privacy@acainfohub.com. We will respond to all legitimate requests within 30 days.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes:

  • We will update the "Last Updated" date at the top of this page.
  • We may post a prominent notice on the Site's homepage.
  • If you have provided your email, we may notify you of significant changes.

Your continued use of the Site after any changes constitutes your acceptance of the updated Privacy Policy. We encourage you to review this page periodically.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Mailing Address

ACA Info Hub
1234 Healthcare Blvd, Suite 500
Washington, DC 20001

Phone

(202) 555-1234

Mon–Fri, 9 AM – 5 PM EST

Response Time

We aim to respond to all privacy inquiries within 30 business days.

This Privacy Policy is intended to comply with applicable U.S. federal and state privacy laws, including but not limited to the California Consumer Privacy Act (CCPA) where applicable. This policy does not create any legal rights for third parties and is not intended to supersede applicable law. For health information privacy protections under the ACA-related healthcare system, please refer to the HIPAA Privacy Rule and the policies of Healthcare.gov.